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How Much Does It Really Cost to Get Married?
How Much Does It Really Cost to Get Married? By Allrates - Feb 05, 2019

Then again, some thrifty couples claim big savings on their wedding. They cut corners in creative ways and come away with their bank account almost completely...

Annoying Bank Fees and How to Avoid Them
Annoying Bank Fees and How to Avoid Them By Allrates - Feb 05, 2019

Several banks require you to have your account open for a certain amount of time before you can close it. They will charge you an early account closure fee, with an...

The Beginner’s Guide to Personal Loans
The Beginner’s Guide to Personal Loans By Allrates - Feb 05, 2019

A personal loan is quite often used to refinance existing debts, although they are a bit different to debt consolidation. Debt consolidation consists of paying off the...

What is an ETF?
What is an ETF? By Allrates - Jan 29, 2019

A mutual fund is a collective pool from investors, operated by money managers who create a diverse portfolio with the funds. Think of it as people coming together to...

How to make sure a divorce doesn't hurt your savings
How to make sure a divorce doesn't hurt your savings By Allrates - Jan 27, 2019

Luckily, most of us are not negotiating multi-million-dollar separations, and just a little effort can mean saving big. The less you do yourself the more you have to delegate, and...

2018 Federal Income Tax
2018 Federal Income Tax By Allrates - Jan 23, 2019

As much as taxes might not be on your mind with the merriment of the upcoming festivities, it’s not too soon to start thinking about filing your 2018 tax return.When it comes...

How to Build a Balanced Mutual Fund Portfolio
How to Build a Balanced Mutual Fund Portfolio By Allrates - Jan 21, 2019

Building a mutual fund portfolio is how we build that plan, a long-term financial goal where low-risk investments are all pooled together to create steady, incremental growth. This...

What Are the Best Small Cap Mutual Funds?
What Are the Best Small Cap Mutual Funds? By Allrates - Jan 15, 2019

"Investors just have to remember you never want to put all your eggs in one basket,” says financial expert Brant Spesshardt. “It’s long term, and you want to try...

5 Easy Ways to Save Money Now
5 Easy Ways to Save Money Now By Allrates - Jan 10, 2019

Saving is the art of taking one dollar, and making it worth more. So what’s the best way? We’ve put together this list of the top five ways you can work...

Are Rent to Own Homes Too Good to be True?
Are Rent to Own Homes Too Good to be True? By Allrates - Jan 09, 2019

Rent-to-own in housing works much like a car lease or a rent-to-own furniture deal. The bottom line -- you agree that at a specified time period you will have the...

The First Time Homebuyer's Guide
The First Time Homebuyer's Guide By Allrates - Jan 09, 2019

It might seem like a waste of money, but you need a realtor and here’s why: A good realtor will save you money in the long run, not just by negotiating but by...

How to Make Money – 7 ways to Earn More
How to Make Money – 7 ways to Earn More By Allrates - Jan 09, 2019

Clipping coupons is all well and good, but penny pinching will only get you so far. You might be overworked but with the internet there are tons of ways to earn a...

2018 Federal Income Tax
2018 Federal Income Tax By Allrates - Jan 09, 2019

As much as taxes might not be on your mind with the merriment of the upcoming festivities, it’s not too soon to start thinking about filing your 2018 tax...

How to Get a Free Credit Report
How to Get a Free Credit Report By Allrates - Jan 09, 2019

A credit report tells your story. All the accounts you have with a lender are listed with information like the date when you opened the account, what your credit limit...

Which Credit Cards are Best for Bad Credit?
Which Credit Cards are Best for Bad Credit? By Allrates - Jan 09, 2019

There are credit cards for folks just like you. If your credit score is in the range of 350-500, you don’t have a vast amount of options, but you do have some....

The Cheapest Places to Travel to in 2019
The Cheapest Places to Travel to in 2019 By Allrates - Jan 09, 2019

The biggest myth about travel is that travel isn’t cheap. Traveling can even save you money—especially if you AirBnB out your place while you’re gone....

Are CDs a Good Alternative in Volatile Markets
Are CDs a Good Alternative in Volatile Markets By Allrates - Jan 09, 2019

With so much drama in the stock market, you may be spooked and looking for “safety”. It’s not surprising if you’re wondering whether Certificates of...

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